5. Criação do tomador

Etapa obrigatória para criar uma CCB

Método: POST
Endpoint:

https://sandbox.platform.flowfinance.com.br/banking/originator/persons

Headers:

ChaveValor
AuthorizationBearer {{originatorAccessToken}}
Content-Typeapplication/json

Payload:

{
  "full_name": "{{employeeName}}",
  "taxpayer_id": "{{taxpayerId}}",
  "id_document": {
    "issue_date": "2024-01-01",
    "issuer": "SSP/SC",
    "number": "190653164",
    "type": "RG"
  },
  "sex": "MALE",
  "nationality": "Brasileiro",
  "birth_date": "2001-01-01",
  "occupation": "Administrador",
  "marital_status": "SINGLE",
  "marital_property_system": "NO_COMMUNION",
  "pep": false,
  "email_address": "{{email}}",
  "phone": {
    "country_code": "55",
    "area_code": "48",
    "number": "999999999"
  },
  "address": {
    "street_number": "350",
    "street_name": "Alameda Xingu",
    "postal_code": "06455030",
    "district": "Alphaville",
    "city": "Barueri",
    "state_code": "SP",
    "country_code": "BRA"
  },
  "external_bank_account": {
    "bank_code": "000",
    "bank_account": "00000",
    "bank_account_digit": "0",
    "bank_branch": "00000"
  },
  "pix": {
    "key": "4ca519ef-0ccc-4c41-b58b-c88f1f47d8ab",
    "key_type": "ALEATORY_KEY"
  }
}

💡

Observação:

Em ambiente de sandbox, utilize a chave PIX 4ca519ef-0ccc-4c41-b58b-c88f1f47d8ab para habilitar transferências simuladas.


Exemplo de requisição::

curl --location 'https://sandbox.platform.flowfinance.com.br/banking/originator/persons' \
--header 'Content-Type: application/json' \
--header 'Authorization: \
--data-raw '{
    "full_name": "Dr. Arthur Vasconcelos",
    "taxpayer_id": "54807923188",
    "id_document": {
        "issue_date": "2024-01-01",
        "issuer": "SSP/SC",
        "number": "190653164",
        "type": "RG"
    },
    "sex": "MALE",
    "nationality": "Brasileiro",
    "birth_date": "2001-01-01",
    "occupation": "Administrador",
    "marital_status": "SINGLE",
    "marital_property_system": "NO_COMMUNION",
    "pep": false,
    "email_address": "[email protected]",
    "phone": {
        "country_code": "55",
        "area_code": "48",
        "number": "999999999"
    },
    "address": {
        "street_number": "350",
        "street_name": "Alameda Xingu",
        "postal_code": "06455030",
        "district": "Alphaville",
        "city": "Barueri",
        "state_code": "SP",
        "country_code": "BRA"
    },
    "external_bank_account": {
        "bank_code": "000",
        "bank_account": "00000",
        "bank_account_digit": "0",
        "bank_branch": "00000"
    },
    "pix": {
        "key": "4ca519ef-0ccc-4c41-b58b-c88f1f47d8ab",
        "key_type": "ALEATORY_KEY"
    }
}
    
    





'

Exemplo de resposta:

{
    "id": "1beffab9-a80e-4242-bbc5-ae9e2f535f49",
    "external_id": null,
    "taxpayer_id": "54807923188",
    "nationality": "Brasileiro",
    "pep": false,
    "full_name": "Dr. Arthur Vasconcelos",
    "phone": {
        "country_code": "55",
        "area_code": "48",
        "number": "999999999",
        "formatted_number": "+5548999999999"
    },
    "occupation": "Administrador",
    "birth_date": "2001-01-01",
    "marital_status": "SINGLE",
    "email_address": "[email protected]",
    "mothers_name": null,
    "marital_property_system": "NO_COMMUNION",
    "id_document": {
        "number": "190653164",
        "issuer": "SSP/SC",
        "issue_date": "2024-01-01",
        "type": "RG"
    },
    "sex": "MALE",
    "address": {
        "street_name": "Alameda Xingu",
        "street_number": 350,
        "postal_code": "06455030",
        "district": "Alphaville",
        "city": "Barueri",
        "state_code": "SP",
        "country_code": "BRA",
        "extra_info": null
    },
    "pix": {
        "key": "4ca519ef-0ccc-4c41-b58b-c88f1f47d8ab",
        "key_type": "ALEATORY_KEY"
    },
    "external_bank_account": {
        "bank_code": "000",
        "bank_account": "00000",
        "bank_account_digit": "0",
        "bank_branch": "00000",
        "bank_account_type": null,
        "ispb_code": null
    },
    "custom_variables": {},
    "spouse_full_name": null,
    "originator": {
        "id": "5185f88e-cbb4-46b6-8f4d-63d5dc33af9f",
        "legal_name": "O grande banquinho"
    },
    "employer": null,
    "created_at": "2025-10-29T22:48:02.733905Z",
    "version": 0,
    "spouse_taxpayer_id": null,
    "spouse_date_of_birth": null,
    "birthplace": null,
    "monthly_income": null,
    "income_range": null,
    "has_scr_evidence": false,
    "scr_evidence_provider": null,
    "scr_evidence_type": null,
    "education_level": "NOT_INFORMED"
}